Colonial Penn | Who is the black man in the Colonial Penn commercial?

By Carmichael Phillip

  • Who is the black man in the Colonial Penn commercial?

    Unpacking the Man Behind the Voice and Face of Colonial Penn

    (By Carmichael Phillip)

  • Introduction: The Familiar New Face of Colonial Penn

    Colonial Penn, a life insurance company long known for celebrity endorsements—like Ed McMahon and Alex Trebek—has transitioned to a new spokesperson in recent years: Jonathan Lawson. Since Trebek’s passing, Lawson has become the company’s frontline pitchman, frequently appearing in ads promoting their $9.95 “guaranteed acceptance” whole life insurance product.

  • Who Is Jonathan Lawson?

    Jonathan Lawson is not just a hired actor—he’s an actual Colonial Penn (and parent company CNO Financial Group) employee. He serves in a managerial role—specifically, Director of Quality Assurance & Escalations—and has worked within the company for many years.

    He brings a credible and trusted presence to the commercials. His background includes a Bachelor of Business Administration from Peirce College, and prior service in the U.S. Marine Corps for 14 years, where he served as an infantryman and master instructor.

  • How Lawson Became the Spokesperson

    After Alex Trebek’s cancer diagnosis and later passing in 2020, Colonial Penn phased out Trebek’s commercials and needed a new, familiar face to continue representing their brand. Jonathan Lawson stepped in—initially as a temporary substitute, he has since become the enduring figurehead in their marketing campaigns.

  • What Does He Promote—and Why It Matters

    Lawson’s most common message centers on Colonial Penn’s “$9.95 per unit” guaranteed acceptance whole life insurance, targeting seniors aged approximately 50 to 85. This plan, which requires no health questions or medical exams, emphasizes affordability and ease of acceptance.

  • Criticism Surrounding the $9.95 Plan

    Despite Lawson’s calm and trusting delivery, critics argue the plan is overpriced and misleading. Critics note that while the premium is low, coverage is sold by “units,” and each unit may correspond to a relatively low benefit—often only a few hundred dollars depending on age and gender.

    Moreover, there is a mandatory two-year waiting period before full benefits apply. If the insured dies during that period, beneficiaries may only receive refund of premiums paid with minimal interest—not the full policy payout.

    Industry commentators and insurance reviewers suggest that alternative products, often with no waiting period and more transparent pricing, may offer better value—particularly for seniors shopping for final expense coverage.

  • Lawson’s Impact on Brand Perception

    Jonathan Lawson’s delivery—steady, authoritative, compassionate—helps reinforce trust. He speaks to viewers using simple messaging (e.g., the “Three P’s: price, price, price”) that resonates with audiences concerned about affordability.

    On social media, viewers frequently mention his greeting line—“Hi, I’m Jonathan Lawson with Colonial Penn Life”—which many find familiar, even comforting. As one commented on Reddit: > “It’s an annoying commercial but when he says hi I’m Johnathan I say hi back … Finally, yeah, I’m glad that a Black man has a national …”.

  • How Much Does He Make—and Net Worth Rumors

    Various online sources claim Lawson’s net worth is between $15–$17 million and that he earns a substantial salary—some estimates say around $400,000 annually. However, these figures are not officially confirmed by Colonial Penn or credible financial disclosures, and should be treated with caution.

  • Comparisons: Lawson vs. Previous Spokespeople

    Alex Trebek, a beloved cultural figure, carried significant star power and credibility—especially among older Americans. Lawson, while not a celebrity, brings continuity, corporate legitimacy (as an employee), and a fresh, accessible presence.

    Other historical spokespeople for Colonial Penn included Ed McMahon, Lou Rawls, and Meredith Vieira—each adding their own persona and attention. Lawson follows in those footsteps, but with a decidedly more modern, direct approach.


  • Conclusion: Who Is He?—And Why It Matters

    Jonathan Lawson is the current, prominent face of Colonial Penn’s advertising. A real employee with a substantial background and company role, he presents insurance offers with reassuring authority. While the products he promotes face scrutiny and comparison with better-value options, Lawson’s presence continues to shape viewer perceptions—and has become synonymous with the brand’s current messaging.

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